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Commonly asked questions about qualifying for classic car insurance. Generally, to get insurance for classic, collector, vintage, and antique cars or trucks, your vehicle needs to be parked in a garage, used as an extra car and not your daily vehicle, and kept in good working condition.

Collector car insurance companies.
Providing specialty classic car insurance since the early 1960s. Insuring antiques, muscle cars, hot rods, modified, and custom automobiles. 800.345.8290 [email protected] EZPay Online Payment
Several car insurance companies specialize in collector car insurance. Hagerty Insurance is one of the leading insurers of classic vehicles, well-thought-of in collector car circles for their low rates and flexible policies.. American Hobbyist offers a 2 percent per year inflation increase for the value of your car if you have agreed value coverage, and American Collectors offers street rod as.
Insurance for Classic Cars Grundy has specialized in protecting classic cars since 1947!! Specifically designed for collector vehicles, Grundy insurance saves you at least 50% of the cost of regular car insurance while delivering better protection! With Grundy Agreed Value Insurance you get 100% of your car’s value in the event of a total loss.

Collector car insurance is all about the “agreed value”. We offer an agreed value total loss settlement. Before the policy activates, you as the car’s owner, the agent, and our underwriters agree on the car’s value and insure it for that amount.
Hagerty Insurance Agency . Based in Traverse City, Michigan, Hagerty Insurance was established around forty years ago as a general insurer. Aware of the growing need for specialized coverage, Hagerty began writing agreed value policies on classic wooden boats in 1983 and classic cars in 1991. Since that time, Hagerty has become a leader in classic and antique vehicle protection.
Insurance for Any Collector. At American Collectors Insurance, we provide top-rated insurance for a wide variety of collectibles and collector’s items, including Agreed Value auto insurance for collector vehicles, classic cars, vintage cars, antique trucks and even classic motorcycles.

Heacock Classic is one of the nation’s top providers of classic car insurance and collector car insurance. Get a quote now or contact us at (800) 678-5173 to see how we can serve your needs.
Classic and collector cars are separated by more than just age. A classic car is widely defined as a vehicle that is more than 25 years old. However, a collector car is part of a larger universe which consists of classic cars, as well as newer-model collectible vehicles that appreciate in value and are driven mostly for pleasure.
Classic Car Insurance & Collector Car Insurance Classic & Collector Car Insurance. Does your love of cars border on obsession? Perhaps you own a piece of automotive history — a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster. Maybe you spend weekends cruising the boulevard in your classic custom or hot rod.. Our Companies.

To determine the best classic car insurance companies, we started by looking at standard coverage and add-on policies. From there, we compared customer satisfaction ratings from J.D. Power and financial strength ratings from AM Best to determine which companies offered the best classic car insurance for shoppers.
You may have noticed there’s a big difference between collector car insurance policies and regular use policies, including cost. Classic car insurance or collector car insurance can save you a significant amount of money and increase your coverage because traditional auto insurance carriers are geared towards insuring a larger volume of vehicles.
Car enthusiasts know there’s a proper tool for every job, and for a classic car or collector car, only a dedicated classic car insurance policy can protect your vehicle without leaving massive.

All of the best collector car insurance companies will offer this option. Newer Exotic Cars This is the insurance for cars that are newer (made after 1979 or less than 25 years old, depending on the insurer) but still have a high value, such as supercars, exotic cars, and limited or special edition models.
Collector Car Insurance. This superb policy caters for collectors and enthusiasts with three or more vehicles. It is the most flexible policy of its kind and allows you to: Cover your cherished and agreed value vehicles under the same policy as your everyday ones.
Grundy Insurance – “The Olde Original” Your prized collector car represents real commitment of your time and resources. Protect it now the right way with Grundy Agreed Value Insurance which gives you 100% of the value of your car in the event of a total loss.

Collector Car Insurance Companies. Choosing insurance Companies: Its important to learn as much as you can about the insurance company you are with and how their service stacks up against the others in the industry, its great to save money but what if the companies don’t want to pay for your claim or have some fine print that you didn’t take the time to read.
Companies have different age requirements, but a new car generally won’t qualify for collector car insurance unless it’s an exotic vehicle like a Ferrari, a Lamborghini or a reproduction.
Insurance companies value vehicles three different ways: actual cash value, stated value, and agreed value. Actual Cash Value – the most common insurance in use today and is designed to cover daily transportation vehicles, not collector cars. The purchase price less depreciation is the calculation used to establish the payout should the vehicle be totaled.

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